Single Address Lookup

The single address lookup page is used to geocode addresses. The address to be entered is the risk that is insured. This may not be the policyholder’s address. You must input a physical address. General Delivery, PO Boxes, and Rural Route Boxes (RR Boxes), and Highway Contract Route Boxes (HC Box) should not be used.

Each field in the address input form must be entered. Otherwise, the address cannot be processed. By default, a premium type of Casualty is assigned to that field. When policy premiums are a different type, select the Premium Type dropdown and choose the appropriate type. These types correspond to those that appear in the annual KY Local Government Premium Tax Schedule which can be found on this webpage: https://insurance.ky.gov/ppc/new_default.aspx?divid=13. If you would like to change the default to a different premium type, click the Save Premium Type checkbox.

The effective date of the policy defaults with today’s date. Click on the effective date field to change it. You may not select an effective date that falls outside the range listed at the top of the input form.

Click the Geocode Address button to geocode. Click the clear fields button to remove any data input in the form.

*Hover over the highlighted sections of image below for more information.

[Insert the lookup snippit.]

After you have geo-coded the address, Stratus Agent will return address and tax information.

Jurisdiction Assigned: The name of the tax jurisdiction in which the address is located. It may be a city or a county. It corresponds to the taxing jurisdictions that appear in the KY Local Government Premium Tax Schedule. If the address lies within a jurisdiction that does not levy a tax, the words “NONTAXABLE” will appear.

Jurisdiction Code: The code assigned to the tax jurisdiction. This can be found in the KY LGT Annual Bulletin. If the tax jurisdiction does not levy a tax, a code of “9998” will be returned.

Match Code: Match Code 0 is a good match. Match Code 2 is no close match. Match Code 4 indicates the address geocoded is a PO Box, Rural Route Box, or a HC Route Box.

Match Description: Good Match: A physical address was returned that corresponds to the address you provided. No Close Match: No physical address was found that corresponds to the address geocoded. PO Box or Rural Route: The address was determined to be a PO Box, RR Box, or HC Route Box.

Match Identifier: This is a 5-character alphanumerical code that indicates the precision of the address and further identifies how well the address you provided matches the address returned by Agent. Click here to read more.

Match Street: The match street consists of the street number, name, and suffix (LN, ST, RD, etc.). The match street returned is standardized to meet USPS specifications.

Match City: The city name found in the match address is returned using USPS abbreviations.

Match State: The state name found in the match address is returned using USPS abbreviations.

Match Zip Code: The 5-digit zip code found in the match address.

Census County: The county where the match address is located.

Tax Rate: The rate used by the taxing jurisdiction for the specified premium type (Casualty, Fire and Allied Lines, etc..). The rate returned will be determined by the premium type you choose when entering the address.

Min Tax: A minimum tax is returned if the jurisdiction assesses one.

Flat Fee: A flat fee will be returned for life premiums if the jurisdiction assesses one.

Tax Code: Any applicable tax code from the KY Local Government Premium Tax Schedule and Code Descriptions is returned.

County Name: If the policy is taxable by both a municipal and county government, the name of the county imposing the additional tax is listed here.

County Code: If the policy is taxable by both a municipal and county government, the Jurisdiction Code of the county imposing the additional tax is listed here. This code can be found in the KY Local Government Premium Tax Schedule.

County Credit Applied: If a policy is taxable by both a municipal and county government and true is returned, the county’s tax is reduced by any tax assessed by a municipality.

Effective Jurisdiction Rate: The tax rate assessed by the municipality or county that appears in Jurisdiction Assigned.

Effective County Rate: If premiums are taxable by both a municipality and a county, this is the tax rate assessed by the county.

Effective Tax Rate: The Effective Tax Rate is the sum of the Effective Jurisdiction Rate and the Effective County Rate. If the County Credit Applies field is true, the rate is calculated as follows: Effective Jurisdiction Rate + (Effective County Rate – Effective Jurisdiction Rate).